Downey is an established suburban market in Los Angeles County with strong owner-user and investor demand, deep single-family inventory, and steady rental absorption.
Fidelity Funding provides hard money loans, private money, and bridge financing for Downey borrowers across fix and flip, rental, and small commercial scenarios.
Downey is a steady California submarket where owner-user comp sets are clean, appraisals turn quickly, and $808K-band fix-and-flip inventory absorbs reliably.
Investor exits in Downey skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $808K median for downside protection. Local pocket coverage includes North Downey, South Downey, Northwest Downey, Northeast Downey, Old River School, Rancho Los Amigos and adjacent Downey submarkets.
Estimated local median: $808K · Typical loan range: $525K – $1.01M · Top program: fix-and-flip and DSCR rental
Most Downey private money loans we fund range from $525K to $1.01M, sized against an estimated local median around $808K. Loans outside that range are case-by-case based on parcel and scope.
For Downey, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Downey hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Downey.
Yes. DSCR loans are well-suited to Downey's rental market.
Yes. We regularly close Downey loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT