Huntington Beach, known as Surf City USA, is a premier coastal market offering high property values and strong demand for luxury living and vacation rentals. The real estate here is incredibly competitive.
Fidelity Funding specializes in high-value coastal lending. We provide Huntington Beach investors with the private capital necessary to execute high-end flips, build custom homes, or secure long-term DSCR financing for lucrative rental portfolios.
For a property in Huntington Beach, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Huntington Beach, Huntington Harbour, Seacliff, Sunset Beach, Bolsa Chica, Wintersburg and adjacent Huntington Beach submarkets.
Illustrative property value: $1.04M · Illustrative financing range: $679K – $1.31M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $679K to $1.31M range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes, we frequently fund luxury projects in Huntington Harbour and surrounding coastal communities.
Yes, our DSCR loan is ideal for coastal short-term rentals, evaluating income based on market potential.
Yes, we provide construction financing for experienced developers building custom coastal homes.
For fix and flips, we can lend up to 90% of the purchase price and 100% of the rehab costs, subject to ARV limits.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT