Huntington Beach, known as Surf City USA, is a premier coastal market offering high property values and strong demand for luxury living and vacation rentals. The real estate here is incredibly competitive.
Fidelity Funding specializes in high-value coastal lending. We provide Huntington Beach investors with the private capital necessary to execute high-end flips, build custom homes, or secure long-term DSCR financing for lucrative rental portfolios.
Huntington Beach is a steady California submarket where owner-user comp sets are clean, appraisals turn quickly, and $1.04M-band fix-and-flip inventory absorbs reliably.
Investor exits in Huntington Beach skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $1.04M median for downside protection. Local pocket coverage includes Downtown Huntington Beach, Huntington Harbour, Seacliff, Sunset Beach, Bolsa Chica, Wintersburg and adjacent Huntington Beach submarkets.
Estimated local median: $1.04M · Typical loan range: $679K – $1.31M · Top program: fix-and-flip and DSCR rental
Most Huntington Beach private money loans we fund range from $679K to $1.31M, sized against an estimated local median around $1.04M. Loans outside that range are case-by-case based on parcel and scope.
For Huntington Beach, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes, we frequently fund luxury projects in Huntington Harbour and surrounding coastal communities.
Yes, our DSCR loan is ideal for coastal short-term rentals, evaluating income based on market potential.
Yes, we provide construction financing for experienced developers building custom coastal homes.
For fix and flips, we can lend up to 90% of the purchase price and 100% of the rehab costs, subject to ARV limits.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT