Irvine is a master-planned powerhouse, known for its top-tier schools, corporate headquarters, and meticulously maintained neighborhoods. The real estate market here is highly competitive and commands premium pricing.
Fidelity Funding is the preferred private lender for investors targeting the Irvine market. We provide the substantial capital required to acquire premium properties, execute high-end modernizations, and hold lucrative rental assets in one of Orange County's most desirable cities.
Standard suburban product in Irvine accounts for the bulk of our local volume — the median is around $1.04M and fix-and-flip deals here close on schedule.
Typical Irvine deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Woodbridge, Turtle Rock, Northwood, Quail Hill, Orchard Hills, Great Park Neighborhoods and adjacent Irvine submarkets.
Estimated local median: $1.04M · Typical loan range: $679K – $1.31M · Top program: fix-and-flip and DSCR rental
Most Irvine private money loans we fund range from $679K to $1.31M, sized against an estimated local median around $1.04M. Loans outside that range are case-by-case based on parcel and scope.
For Irvine, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes, high-end fix and flips are common in Irvine, and we have the capital capacity to fund them.
Yes, our DSCR programs are well-suited for high-value properties with strong rental income.
Yes, we offer bridge loans for office and industrial properties.
Yes, we can structure loans for foreign national investors purchasing property in Irvine.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT