Ione blends historic single-family inventory, an established downtown, and strong demand from owner-users and investors across Amador County.
Fidelity Funding provides hard money loans, private money, and bridge financing for Ione borrowers across fix and flip, rental, and small commercial scenarios.
Ione draws design-driven buyers, and tasteful restorations in the $430K price band consistently outperform comparable cosmetic flips.
Typical Ione rehab loans are scoped around restoration-grade finishes that match the historic-district character — that detail consistently lifts resale values above the $430K median. Local pocket coverage includes Downtown Ione, Arroyo Seco, Castle Oaks, Old Stockton Road and adjacent Ione submarkets.
Estimated local median: $430K · Typical loan range: $280K – $538K · Top program: historic-district fix-and-flip and small commercial
Most Ione private money loans we fund range from $280K to $538K, sized against an estimated local median around $430K. Loans outside that range are case-by-case based on parcel and scope.
For Ione, our highest-volume program is historic-district fix-and-flip and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Ione hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Ione.
Yes. DSCR loans are well-suited to Ione's rental market.
Yes. We regularly fund Craftsman, Spanish, and other historic-home rehabs throughout Ione.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT