Plymouth sits in the heart of Amador County wine country, with strong tourism, an active short-term rental market, and consistent demand for vineyard-adjacent residential and small commercial property.
Fidelity Funding provides hard money loans, private money, and bridge financing for Plymouth borrowers across fix and flip, rental, and small commercial scenarios.
Wine-country pricing in Plymouth reflects both lifestyle demand and STR cash flow potential; we underwrite Plymouth loans around a $494K median benchmark.
Most Plymouth files we fund involve STR-permit verification up front and a takeout structured against vacation-rental DSCR. Local pocket coverage includes Downtown Plymouth, Shenandoah Valley, Fiddletown corridor, Rancheria and adjacent Plymouth submarkets.
Estimated local median: $494K · Typical loan range: $321K – $618K · Top program: vineyard-adjacent STR DSCR and small commercial bridge
Most Plymouth private money loans we fund range from $321K to $618K, sized against an estimated local median around $494K. Loans outside that range are case-by-case based on parcel and scope.
For Plymouth, our highest-volume program is vineyard-adjacent STR DSCR and small commercial bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Plymouth hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Plymouth.
Yes. DSCR loans are well-suited to Plymouth's rental market.
Yes. Our DSCR program qualifies Plymouth short-term rentals using platform income data.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT