Long Beach is one of Southern California's most active investment markets, with a deep stock of multifamily, mixed-use, and waterfront commercial properties. Demand from owner-users, investors, and developers stays consistently strong from Belmont Shore to Bixby Knolls and the downtown core.
Fidelity Funding delivers hard money loans, private money, and bridge financing for Long Beach borrowers. We fund residential rehabs, multifamily acquisitions, commercial repositioning, and DSCR rentals with the speed and flexibility this market requires.
Long Beach fits the classic suburban California fix-and-flip profile: a $808K median, predictable comp sets, and a deep first-time-buyer pool.
Most Long Beach loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Belmont Shore, Bixby Knolls, Naples, Downtown Long Beach, Alamitos Beach, California Heights and adjacent Long Beach submarkets.
Estimated local median: $808K · Typical loan range: $525K – $1.01M · Top program: fix-and-flip and DSCR rental
Most Long Beach private money loans we fund range from $525K to $1.01M, sized against an estimated local median around $808K. Loans outside that range are case-by-case based on parcel and scope.
For Long Beach, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. Multifamily is one of our most-funded asset classes in Long Beach, from 2 to 4 unit properties up to large apartment buildings.
Long Beach hard money loans typically close in 5 to 10 business days, often faster on cleaner files.
Yes. We provide bridge and hard money loans for retail, office, and mixed-use buildings throughout downtown Long Beach.
Yes. Many investors use bridge or hard money capital to acquire and stabilize properties before refinancing into a long-term DSCR loan.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT