Long Beach is one of Southern California's most active investment markets, with a deep stock of multifamily, mixed-use, and waterfront commercial properties. Demand from owner-users, investors, and developers stays consistently strong from Belmont Shore to Bixby Knolls and the downtown core.
Fidelity Funding delivers hard money loans, private money, and bridge financing for Long Beach borrowers. We fund residential rehabs, multifamily acquisitions, commercial repositioning, and DSCR rentals with the speed and flexibility this market requires.
For a property in Long Beach, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Belmont Shore, Bixby Knolls, Naples, Downtown Long Beach, Alamitos Beach, California Heights and adjacent Long Beach submarkets.
Illustrative property value: $808K · Illustrative financing range: $525K – $1.01M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $525K to $1.01M range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. Multifamily is one of our most-funded asset classes in Long Beach, from 2 to 4 unit properties up to large apartment buildings.
Long Beach hard money loans typically close in 5 to 10 business days, often faster on cleaner files.
Yes. We provide bridge and hard money loans for retail, office, and mixed-use buildings throughout downtown Long Beach.
Yes. Many investors use bridge or hard money capital to acquire and stabilize properties before refinancing into a long-term DSCR loan.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT