Malibu is a premier coastal community in Los Angeles County, with high-end single-family inventory, strong short-term rental demand, and consistent buyer interest from luxury investors statewide.
Fidelity Funding provides hard money loans, private money, and bridge financing for Malibu borrowers across fix and flip, rental, and small commercial scenarios.
Malibu is defined by oceanfront scarcity; the median property in Malibu prices near $1.57M, and motivated sellers expect a same-week close.
Most Malibu files we fund pair a 70-75% LTV bridge against the as-is to acquire, with a rehab line for design-grade finishes targeted to the local luxury buyer. Local pocket coverage includes Malibu Colony, Point Dume, Malibu Park, Big Rock and adjacent Malibu submarkets.
Estimated local median: $1.57M · Typical loan range: $1.02M – $1.97M · Top program: luxury fix-and-flip and short-term rental DSCR
Most Malibu private money loans we fund range from $1.02M to $1.97M, sized against an estimated local median around $1.57M. Loans outside that range are case-by-case based on parcel and scope.
For Malibu, our highest-volume program is luxury fix-and-flip and short-term rental DSCR. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Malibu hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Malibu.
Yes. DSCR loans are well-suited to Malibu's rental market.
Yes. Our DSCR program qualifies Malibu short-term rentals using platform income data.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT