Modesto is a key agricultural and logistics hub in the Central Valley, offering a stable economy and relatively affordable real estate. It is an attractive market for investors seeking solid returns and cash flow.
Fidelity Funding provides Modesto investors with the rapid private capital needed to succeed. Whether you're revitalizing an older home or executing the BRRRR strategy, our hard money solutions are built for speed.
Standard suburban product in Modesto accounts for the bulk of our local volume — the median is around $428K and fix-and-flip deals here close on schedule.
Typical Modesto deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes La Loma, College Area, Salida, Del Rio, Downtown Modesto, Woodland West and adjacent Modesto submarkets.
Estimated local median: $428K · Typical loan range: $278K – $534K · Top program: fix-and-flip and DSCR rental
Most Modesto private money loans we fund range from $278K to $534K, sized against an estimated local median around $428K. Loans outside that range are case-by-case based on parcel and scope.
For Modesto, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Generally, we lend on residential and commercial real estate rather than working farms.
Absolutely. Fix and flip loans are one of our core products in the Modesto market.
Yes, we provide bridge loans for retail and industrial assets in the region.
We typically issue a term sheet within 24 hours of receiving the property details.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT