Turlock is a growing Stanislaus County city where agriculture, food processing, and the presence of Stanislaus State give the local economy both an ag and a university dimension. Downtown Turlock has seen steady revitalization, established neighborhoods in the northeast and southeast hold post-war and mid-century homes, and newer master-planned areas like Walnut Crossing, Cobblestone, and Turlock Junction have expanded housing on the city's edges. Proximity to Highway 99, a large student and workforce renter pool, and prices well below the Bay Area make Turlock a practical, cash-flow-driven investor market.
Fidelity Funding gives Turlock investors direct, asset-based capital that closes far faster than conventional financing. We fund fix-and-flip, DSCR rental, bridge, construction, and small commercial deals in 5 to 10 business days, underwriting on the property and plan rather than layers of approval. For investors renovating homes near the Stanislaus State area for student and workforce rentals, or building in the newer subdivisions, we provide reliable funding tuned to Central Valley economics.
Turlock's combination of $270K-range housing basis and steady working-population rental demand produces some of the cleaner DSCR yields in California.
Most Turlock files we fund are DSCR rental holds against a $270K-range entry basis with steady working-population tenant demand. Local pocket coverage includes Downtown Turlock, Northwest Turlock, Northeast Turlock, Southeast Turlock, Stanislaus State area, Walnut Crossing and adjacent Turlock submarkets.
Estimated local median: $270K · Typical loan range: $176K – $338K · Top program: DSCR rental and small commercial
Most Turlock private money loans we fund range from $176K to $338K, sized against an estimated local median around $270K. Loans outside that range are case-by-case based on parcel and scope.
For Turlock, our highest-volume program is DSCR rental and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. The university and surrounding workforce create dependable rental demand, which supports DSCR loans that qualify on the property's income.
We do. Our construction program fits ground-up and infill projects in growth areas like Walnut Crossing, Cobblestone, and Turlock Junction.
Prices sit well below the Bay Area while offering solid rental yields, and our loans start at $50K, keeping the market accessible.
We typically close in 5 to 10 business days once title and appraisal are complete, with clean files moving in as little as 5 to 7.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT