Riverbank sits on the Stanislaus River in eastern Stanislaus County, a town whose name and history trace to the old Santa Fe railroad and a former Army ammunition plant that has since been redeveloped into the Riverbank Industrial complex. Today the economy blends light manufacturing, distribution, and the surrounding almond and dairy country, while the Crossroads shopping area off Highway 108 anchors retail. Downtown Riverbank keeps older cottages and a compact Main Street, South and central neighborhoods hold postwar and newer tract homes, and the Patterson Road corridor carries commercial and service uses linking the town to Oakdale and Modesto. Affordability keeps drawing valley commuters.
Fidelity Funding is a direct, asset-based lender, so a Riverbank investor deals with decision-makers instead of a distant committee. We underwrite the collateral and the exit rather than pages of pay stubs, and we regularly close in five to ten business days. Whether you are rehabbing an older downtown home, holding a workforce DSCR rental, or bridging a building near the Riverbank Industrial complex, our capital moves at valley speed.
For a property in Riverbank, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Riverbank, Crossroads, Riverbank Industrial, Patterson Road corridor and adjacent Riverbank submarkets.
Illustrative property value: $270K · Illustrative financing range: $176K – $338K · Programs to discuss: DSCR rental and small commercial
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $176K to $338K range below is an illustration, not funded-loan history or an offer.
Options to discuss include DSCR rental and small commercial, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We fund flips, small multifamily, DSCR rentals, and small commercial across Downtown Riverbank, Crossroads, the Riverbank Industrial area, and the Patterson Road corridor on an asset basis.
As fast as five to seven business days once title and valuation clear. Being a direct lender lets us match the speed of Stanislaus County's value-tier market.
Yes. We lend on small commercial and mixed-use along Patterson Road and near the Industrial complex, bridging acquisition or repositioning when the exit is clear.
We lend from $50K to $50M, up to 90% of cost plus 100% of rehab and up to 75% of ARV on qualifying deals, sized to your project and exit.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT