National City is a dense urban market in San Diego County with strong rental demand, value-add multifamily inventory, and consistent commercial activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for National City borrowers across fix and flip, rental, and small commercial scenarios.
National City is a dense California submarket where rent control, zoning analysis, and tenant relocations factor into every multifamily underwriting file.
Investor exits in National City typically run 18 to 36 months from acquisition through stabilization to permanent refi or sale. Local pocket coverage includes Olivewood, Westside, El Toyon, Lincoln Acres, Paradise Hills border, Mile of Cars and adjacent National City submarkets.
Estimated local median: $792K · Typical loan range: $515K – $990K · Top program: value-add multifamily bridge
Most National City private money loans we fund range from $515K to $990K, sized against an estimated local median around $792K. Loans outside that range are case-by-case based on parcel and scope.
For National City, our highest-volume program is value-add multifamily bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most National City hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in National City.
Yes. DSCR loans are well-suited to National City's rental market.
Yes. We regularly fund small multifamily acquisitions and bridge financing throughout National City.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT