Palmdale anchors the southern Antelope Valley and lives and breathes aerospace — Plant 42, Northrop, Lockheed, and Boeing work draws a defense-engineering workforce that fuels housing demand along the Sierra Highway spine and out toward Rancho Vista and Anaverde. The city grew fast through the 1980s and 1990s, so its neighborhoods carry a deep bench of tract homes in East and West Palmdale, alongside newer master-planned pockets near Joshua Hills and the Quartz Hill border. For investors, that means abundant affordable inventory and a tenant base with stable, well-paying defense jobs.
As a direct, asset-based lender, Fidelity Funding underwrites Palmdale deals on the numbers that matter — the property, the rehab budget, and the exit. We do not make investors wait on a bank committee, and we close in five to ten business days. From a cosmetic flip in East Palmdale to a ground-up build in Anaverde or a DSCR rental leased to a Plant 42 engineer, our fix-and-flip, construction, bridge, and DSCR programs match the range of plays this high-desert market rewards.
For a property in Palmdale, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Anaverde, Rancho Vista, East Palmdale, West Palmdale, Joshua Hills, Quartz Hill and adjacent Palmdale submarkets.
Illustrative property value: $553K · Illustrative financing range: $359K – $691K · Programs to discuss: DSCR rental and fix-and-flip
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $359K to $691K range below is an illustration, not funded-loan history or an offer.
Options to discuss include DSCR rental and fix-and-flip, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
The aerospace and defense workforce at Plant 42 and surrounding contractors provides a steady stream of well-paid tenants, which supports our DSCR rental underwriting throughout Rancho Vista, East Palmdale, and Anaverde.
Yes. Our construction program funds ground-up builds and infill in growth areas like Anaverde and Joshua Hills, with draws tied to completed work.
Absolutely. Older 1980s and 1990s tracts are prime flip and rental candidates, and we lend on them based on the asset and rehab plan rather than the age of the home.
Rates start at 9.99%, and loans range from $50K to $50M. Terms depend on the property type, leverage, and exit strategy for your specific deal.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT