Palos Verdes Estates is a premier coastal community in Los Angeles County, with high-end single-family inventory, strong short-term rental demand, and consistent buyer interest from luxury investors statewide.
Fidelity Funding provides hard money loans, private money, and bridge financing for Palos Verdes Estates borrowers across fix and flip, rental, and small commercial scenarios.
Palos Verdes Estates is defined by oceanfront scarcity; the median property in Palos Verdes Estates prices near $1.57M, and motivated sellers expect a same-week close.
Most Palos Verdes Estates files we fund pair a 70-75% LTV bridge against the as-is to acquire, with a rehab line for design-grade finishes targeted to the local luxury buyer. Local pocket coverage includes Lunada Bay, Malaga Cove, Valmonte, Montemalaga and adjacent Palos Verdes Estates submarkets.
Estimated local median: $1.57M · Typical loan range: $1.02M – $1.97M · Top program: luxury fix-and-flip and short-term rental DSCR
Most Palos Verdes Estates private money loans we fund range from $1.02M to $1.97M, sized against an estimated local median around $1.57M. Loans outside that range are case-by-case based on parcel and scope.
For Palos Verdes Estates, our highest-volume program is luxury fix-and-flip and short-term rental DSCR. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Palos Verdes Estates hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Palos Verdes Estates.
Yes. DSCR loans are well-suited to Palos Verdes Estates's rental market.
Yes. Our DSCR program qualifies Palos Verdes Estates short-term rentals using platform income data.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT