FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Pasadena, California

Pasadena combines historic Craftsman neighborhoods, a thriving commercial core along Old Town and South Lake, and a strong rental demand driven by Caltech, JPL, and downtown LA commuters. Investors here move on tight timelines for tear-downs, ADU conversions, and value-add multifamily, and traditional banks rarely keep up.

Fidelity Funding provides hard money loans, private money, and bridge financing across Pasadena. Our asset-based underwriting is built for the speed Pasadena's competitive market demands, with funding for residential, commercial, and mixed-use properties throughout the city.

Pasadena Market Brief

Standard suburban product in Pasadena accounts for the bulk of our local volume — the median is around $808K and fix-and-flip deals here close on schedule.

Typical Pasadena deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Old Town Pasadena, Bungalow Heaven, Hastings Ranch, South Lake, Madison Heights, Linda Vista and adjacent Pasadena submarkets.

Pasadena Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

Estimated local median: $808K · Typical loan range: $525K – $1.01M · Top program: fix-and-flip and DSCR rental

Pasadena Lender FAQs

What loan amounts are typical in Pasadena?

Most Pasadena private money loans we fund range from $525K to $1.01M, sized against an estimated local median around $808K. Loans outside that range are case-by-case based on parcel and scope.

What loan program fits Pasadena best?

For Pasadena, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.

Key Facts

  • Hard money loans Pasadena investors trust
  • Private money lender Pasadena, fast term sheets
  • Bridge loans Pasadena for time-sensitive acquisitions
  • Fix and flip loans Pasadena with rehab funding
  • Commercial loans Pasadena for retail and mixed-use
  • Cash out refinance Pasadena for non-owner occupied

Frequently Asked Questions

How quickly can financing close in Pasadena?

Most Pasadena hard money loans close in 5 to 10 business days once title and appraisal are clear.

What property types do you finance in Pasadena?

We finance residential, multifamily, mixed-use, and commercial properties across Pasadena, including ADU conversions and historic homes.

Do you offer bridge loans in Pasadena?

Yes. Bridge loans are one of our most-used products in Pasadena, often used for acquisition, repositioning, and pre-construction.

Can I get a private money loan on a property held in a trust or LLC?

Yes. We regularly close hard money loans in Pasadena under LLCs, trusts, and other corporate vesting structures.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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