Pomona is one of the San Gabriel Valley's oldest cities, and it shows in the character of its neighborhoods — the Craftsman and Spanish-revival streets around Lincoln Park, the walkable Downtown Pomona arts colony, and the hillside estates of Ganesha Hills and Phillips Ranch. The city is a college and events hub, home to Cal Poly Pomona, Western University, and the Fairplex, which keeps rental demand and foot traffic steady. Investors find a rare combination here: authentic vintage housing stock with restoration upside plus a deep student and workforce tenant pool.
Fidelity Funding funds Pomona deals as a direct, asset-based lender, which means faster answers and closings in five to ten business days rather than the weeks a bank takes on a historic property. We understand the nuances of older homes near Lincoln Park and the Cal Poly area — the permitting, the value in a sensitive restoration, the rental math on a room-by-room student lease. Our fix-and-flip, bridge, DSCR, and small multifamily programs give local investors the capital to acquire, reposition, and hold across Pomona's mix of historic cores and newer Diamond Ranch and Mountain Meadows pockets.
Pomona draws design-driven buyers, and tasteful restorations in the $850K price band consistently outperform comparable cosmetic flips.
Typical Pomona rehab loans are scoped around restoration-grade finishes that match the historic-district character — that detail consistently lifts resale values above the $850K median. Local pocket coverage includes Lincoln Park, Westmont, Phillips Ranch, Ganesha Hills, Diamond Ranch, Mountain Meadows and adjacent Pomona submarkets.
Estimated local median: $850K · Typical loan range: $553K – $1.06M · Top program: historic-district fix-and-flip and small commercial
Most Pomona private money loans we fund range from $553K to $1.06M, sized against an estimated local median around $850K. Loans outside that range are case-by-case based on parcel and scope.
For Pomona, our highest-volume program is historic-district fix-and-flip and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. We regularly fund flips and restorations of Craftsman and Spanish-revival properties near Lincoln Park and Downtown Pomona, underwriting the after-repair value rather than penalizing the home's age.
It can be strong, given the combined enrollment at Cal Poly Pomona and Western University. Our DSCR loans qualify on rental income, which suits room-by-room or single-lease student rentals.
Yes, our multifamily and bridge programs cover value-add small apartment repositioning, common in Pomona's older neighborhoods, with loan amounts from $50K to $50M.
We lend on residential and small commercial near the Fairplex on an asset basis, factoring in the event-driven demand that supports both short-term and standard rentals.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT