Rancho Palos Verdes crowns the Palos Verdes Peninsula with dramatic ocean-view homes, coastal open space, and some of the South Bay's most sought-after luxury real estate. Miraleste and the Eastview area blend midcentury and custom homes, while Portuguese Bend carries a storied but geologically active landscape that demands careful underwriting. Sweeping Catalina and coastline views, top schools, and limited developable land keep values elevated and inventory scarce across the city.
Fidelity Funding provides high-limit, asset-based private capital to Rancho Palos Verdes investors and owners, with loans up to $50M and underwriting suited to complex, high-value files. A direct California lender since 2006, we fund bridge, construction, and cash-out loans in 5 to 10 business days at rates from 9.99%. For a view-home rebuild in Miraleste or a bridge against a peninsula estate while a sale completes, our speed and flexibility keep luxury transactions on schedule where banks stall.
For a property in Rancho Palos Verdes, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Rolling Hills Estates border, Eastview, Miraleste, Portuguese Bend and adjacent Rancho Palos Verdes submarkets.
Illustrative property value: $1.57M · Illustrative financing range: $1.02M – $1.97M · Programs to discuss: luxury fix-and-flip and short-term rental DSCR
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $1.02M to $1.97M range below is an illustration, not funded-loan history or an offer.
Options to discuss include luxury fix-and-flip and short-term rental DSCR, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. With loans up to $50M we match this market's view-lot and estate price tier, where conventional lending often falls short.
We underwrite carefully in geologically active areas, favoring stable parcels and relying on current geological reports where relevant. Each property is assessed on its specific conditions.
Absolutely. Bridge loans against low-leverage estates provide liquidity while a purchase or sale completes, a common use of our capital here.
Typically 5 to 10 business days despite the higher loan size, since our asset-based, in-house process avoids conventional delays.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT