FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Redondo Beach, California

Redondo Beach is a quintessential South Bay coastal city, a blend of walkable beach neighborhoods, a bustling pier and harbor, and the highly desirable Hollywood Riviera hills straddling the Torrance line. South Redondo carries older beach cottages and the Riviera's Mediterranean homes, while North Redondo is dense with townhomes and duplexes on lots long favored for teardown-and-rebuild multi-unit projects. Strong schools, aerospace and tech employment nearby, and an enviable coastal lifestyle keep demand fierce and inventory tight.

Fidelity Funding lends directly to Redondo Beach investors, underwriting on the asset so you can compete in one of the South Bay's most active markets. A California lender since 2006, we close in 5 to 10 business days at rates from 9.99%, with up to 90% of cost plus full rehab and construction financing for ground-up work. Whether you are rebuilding North Redondo townhomes or renovating a Hollywood Riviera view home, our fast funding lets you act before the competition.

Redondo Beach Market Brief

Redondo Beach sits at the high end of the California coastal market, where waterfront and bluff-view parcels rarely trade and capital efficiency decides which investors win bids.

Investors active in Redondo Beach typically draw down rehab capital in three to four stages — foundation/structural, MEP, finishes, and final staging — and exit to a custom-buyer sale or short-term rental DSCR refi. Local pocket coverage includes Hollywood Riviera, Avenues, South Redondo, North Redondo and adjacent Redondo Beach submarkets.

Redondo Beach Lending Notes

  • Coastal Commission overlay review on every file
  • Bluff and beachfront geotech baseline confirmed up front
  • STR ordinance status verified pre-funding

Estimated local median: $1.57M · Typical loan range: $1.02M – $1.97M · Top program: luxury fix-and-flip and short-term rental DSCR

Redondo Beach Lender FAQs

What loan amounts are typical in Redondo Beach?

Most Redondo Beach private money loans we fund range from $1.02M to $1.97M, sized against an estimated local median around $1.57M. Loans outside that range are case-by-case based on parcel and scope.

What loan program fits Redondo Beach best?

For Redondo Beach, our highest-volume program is luxury fix-and-flip and short-term rental DSCR. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.

Key Facts

  • Ground-up construction for North Redondo townhomes
  • High-end rehabs on Hollywood Riviera view homes
  • Up to 90% LTC plus 100% of rehab costs
  • DSCR rentals in a top-tier coastal school market
  • Bridge loans to secure competitive coastal listings
  • Direct-lender closings in as fast as 5-7 days

Frequently Asked Questions

Do you fund townhome development in North Redondo?

Yes. Teardown-and-rebuild attached product is a signature North Redondo play, and our construction loans are built for exactly that.

Can you finance a Hollywood Riviera renovation?

Absolutely. South Redondo and Riviera view homes suit higher-end rehabs, which we underwrite on their after-repair value.

Is Redondo Beach a strong rental market?

Very. Coastal lifestyle, strong schools, and nearby aerospace and tech jobs sustain rental demand, supporting DSCR holds.

How fast can you close on a competitive listing?

Typically 5 to 10 business days, and as fast as 5-7, so you can present terms that rival cash in this fast market.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

Submit a scenario online →