FIDELITY FUNDING (877) 300-3007

Hard Money Loans in San Dimas, California

San Dimas keeps an Old West charm at the base of the San Gabriel foothills, with a low-key Old Town along Bonita Avenue, Frank G. Bonelli Park nearby, and a housing base ranging from postwar tracts to the newer master-planned homes of Via Verde and Walnut Hills. San Dimas Canyon adds foothill and view lots to the north, while the city's easy 210 and 57 access makes it a comfortable commute base for the eastern region. Good schools and a genuine small-town feel keep demand steady and turnover healthy.

Fidelity Funding lends directly to San Dimas investors, sizing loans on the asset and finished vision rather than slowing you down. A California lender since 2006, we fund fix-and-flip, bridge, and DSCR loans in 5 to 10 business days at rates from 9.99%, with up to 90% of cost plus full rehab. Whether you are updating a dated tract home near Old Town or building on a canyon lot, our fast, in-house decisions keep your San Dimas projects on track.

San Dimas Market Brief

San Dimas is a steady California submarket where owner-user comp sets are clean, appraisals turn quickly, and $808K-band fix-and-flip inventory absorbs reliably.

Investor exits in San Dimas skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $808K median for downside protection. Local pocket coverage includes Old Town San Dimas, Via Verde, San Dimas Canyon, Walnut Hills and adjacent San Dimas submarkets.

San Dimas Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

Estimated local median: $808K · Typical loan range: $525K – $1.01M · Top program: fix-and-flip and DSCR rental

San Dimas Lender FAQs

What loan amounts are typical in San Dimas?

Most San Dimas private money loans we fund range from $525K to $1.01M, sized against an estimated local median around $808K. Loans outside that range are case-by-case based on parcel and scope.

What loan program fits San Dimas best?

For San Dimas, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.

Key Facts

  • Fund postwar flips near Old Town San Dimas
  • Construction loans for San Dimas Canyon lots
  • DSCR rentals in a strong-school foothill town
  • Up to 90% LTC plus 100% of rehab costs
  • ADU additions on roomy tract lots
  • Direct-lender closings in as fast as 5-7 days

Frequently Asked Questions

What projects do you fund in San Dimas?

Cosmetic and moderate flips of postwar homes near Old Town, hillside and canyon custom rehabs, and ADU additions where lots allow.

Can you lend on San Dimas Canyon hillside lots?

Yes. Foothill and view lots are within our scope, with engineering or geological reports where the terrain calls for them.

Is San Dimas a good rental market?

Yes. Strong schools, small-town appeal, and freeway access sustain steady rental demand, which supports DSCR financing.

How fast can you close?

Typically 5 to 10 business days, and as fast as 5-7 with a clean file, since we make decisions in-house.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

Submit a scenario online →