FIDELITY FUNDING (877) 300-3007

Hard Money Loans in San Dimas, California

San Dimas keeps an Old West charm at the base of the San Gabriel foothills, with a low-key Old Town along Bonita Avenue, Frank G. Bonelli Park nearby, and a housing base ranging from postwar tracts to the newer master-planned homes of Via Verde and Walnut Hills. San Dimas Canyon adds foothill and view lots to the north, while the city's easy 210 and 57 access makes it a comfortable commute base for the eastern region. Good schools and a genuine small-town feel keep demand steady and turnover healthy.

Fidelity Funding lends directly to San Dimas investors, sizing loans on the asset and finished vision rather than slowing you down. A California lender since 2006, we fund fix-and-flip, bridge, and DSCR loans in 5 to 10 business days at rates from 9.99%, with up to 90% of cost plus full rehab. Whether you are updating a dated tract home near Old Town or building on a canyon lot, our fast, in-house decisions keep your San Dimas projects on track.

San Dimas Market Brief

For a property in San Dimas, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.

Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Old Town San Dimas, Via Verde, San Dimas Canyon, Walnut Hills and adjacent San Dimas submarkets.

San Dimas Lending Notes

  • Verify zoning, permit requirements, and any rental restrictions with the relevant local authority
  • Obtain current comparable sales and a property-specific valuation
  • Confirm loan terms, reserves, and a realistic repayment plan before committing

Illustrative property value: $808K · Illustrative financing range: $525K – $1.01M · Programs to discuss: fix-and-flip and DSCR rental

These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.

San Dimas Lender FAQs

How is a loan amount determined in San Dimas?

Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $525K to $1.01M range below is an illustration, not funded-loan history or an offer.

Which loan programs can I discuss for San Dimas?

Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.

Key Facts

  • Fund postwar flips near Old Town San Dimas
  • Construction loans for San Dimas Canyon lots
  • DSCR rentals in a strong-school foothill town
  • Up to 90% LTC plus 100% of rehab costs
  • ADU additions on roomy tract lots
  • Direct-lender closings in as fast as 5-7 days

Frequently Asked Questions

What projects do you fund in San Dimas?

Cosmetic and moderate flips of postwar homes near Old Town, hillside and canyon custom rehabs, and ADU additions where lots allow.

Can you lend on San Dimas Canyon hillside lots?

Yes. Foothill and view lots are within our scope, with engineering or geological reports where the terrain calls for them.

Is San Dimas a good rental market?

Yes. Strong schools, small-town appeal, and freeway access sustain steady rental demand, which supports DSCR financing.

How fast can you close?

Typically 5 to 10 business days, and as fast as 5-7 with a clean file, since we make decisions in-house.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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