San Marino is one of Southern California's most prestigious residential cities, a meticulously maintained enclave of grand estates, tree-lined streets, and architecturally significant homes near the Huntington Library and the Caltech border in Pasadena. The Mission District and Lacy Park areas hold period Spanish, Colonial, and Tudor estates on large, beautifully landscaped lots, and the city's nationally ranked schools sustain some of the highest and most stable values in the San Gabriel Valley. Scarce inventory and enduring prestige keep demand exceptionally strong.
Fidelity Funding provides discreet, high-limit private capital to San Marino owners and investors, with loans up to $50M and asset-based underwriting fit for complex, high-net-worth files. A direct California lender since 2006, we fund bridge, construction, and cash-out loans in 5 to 10 business days at rates from 9.99%. For a period-estate restoration near the Huntington Library or a bridge against a Lacy Park home while a sale completes, our speed and flexibility keep prestige transactions moving where banks slow to a crawl.
San Marino is a premium California enclave where school-district pull and HOA-controlled inventory keep values resilient even when the broader market softens.
Investors in San Marino often layer in cosmetic-plus-kitchens scopes that lift the property a full price tier above the $1.32M median without triggering structural permits. Local pocket coverage includes Huntington Library area, Mission District, Lacy Park, Caltech border and adjacent San Marino submarkets.
Estimated local median: $1.32M · Typical loan range: $856K – $1.65M · Top program: high-balance fix-and-flip and bridge
Most San Marino private money loans we fund range from $856K to $1.65M, sized against an estimated local median around $1.32M. Loans outside that range are case-by-case based on parcel and scope.
For San Marino, our highest-volume program is high-balance fix-and-flip and bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. With loans up to $50M we match this market's estate price tier, where conventional financing often falls short.
Absolutely. Architecturally significant restorations are common here, and we factor quality work into the after-repair value.
We are asset-based, focusing on the property's value and your exit strategy rather than requiring exhaustive income documentation.
Typically 5 to 10 business days despite the larger loan sizes, since our in-house, asset-based process avoids conventional delays.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT