Santa Monica is one of the most prestigious and competitive submarkets on the Westside, with luxury single-family inventory, dense multifamily product, and high-value commercial corridors. Speed and certainty of close are non-negotiable.
Fidelity Funding provides hard money loans and private money to Santa Monica investors and developers. We fund luxury flips, multifamily acquisitions, and commercial bridge scenarios with high leverage and rapid execution.
For a property in Santa Monica, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes North of Montana, Sunset Park, Ocean Park, Wilshire-Montana, Mid-City, Pico and adjacent Santa Monica submarkets.
Illustrative property value: $808K · Illustrative financing range: $525K – $1.01M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $525K to $1.01M range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. We regularly fund high-dollar fix and flip projects across Santa Monica, including in North of Montana and Sunset Park.
We routinely fund loans into the multimillion dollar range in Santa Monica for qualified projects and sponsors.
Yes. We are familiar with Santa Monica's rent control framework and finance multifamily acquisitions and repositionings under it.
Most Santa Monica deals close in 5 to 10 business days.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT