FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Sierra Madre, California

Sierra Madre is a beloved historic village tucked against the San Gabriel foothills, known for its walkable, tree-shaded downtown, the famous wistaria vine, and a rich stock of Craftsman, Victorian, and early-1900s cottages. Sierra Madre Canyon adds a bohemian, densely wooded enclave of small character homes on narrow lanes, while Skyland and North Sierra Madre climb toward the mountains with view lots and larger homes. Fierce local preservation sentiment and enduring charm keep this a tightly held, high-demand market with limited turnover.

Fidelity Funding lends directly to Sierra Madre investors, underwriting on the asset and finished vision rather than slowing you down. A California lender since 2006, we close in 5 to 10 business days at rates from 9.99%, with up to 90% of cost plus 100% of rehab. For a Craftsman restoration downtown or a canyon-cottage rehab in Sierra Madre Canyon, our fast, in-house decisions let you buy right and execute the quality work this historic market rewards.

Sierra Madre Market Brief

Sierra Madre is a historic California community where craftsman, Spanish, and mid-century inventory drives the bulk of fix-and-flip activity.

Most Sierra Madre files we fund include permit-timeline buffers to handle the local historic review board and protect close-by-date commitments. Local pocket coverage includes Downtown Sierra Madre, Sierra Madre Canyon, North Sierra Madre, Skyland and adjacent Sierra Madre submarkets.

Sierra Madre Lending Notes

  • Historic district permit-timeline buffer included
  • Restoration-grade scope priced realistically
  • Contractor schedule cross-checked with review board

Estimated local median: $850K · Typical loan range: $553K – $1.06M · Top program: historic-district fix-and-flip and small commercial

Sierra Madre Lender FAQs

What loan amounts are typical in Sierra Madre?

Most Sierra Madre private money loans we fund range from $553K to $1.06M, sized against an estimated local median around $850K. Loans outside that range are case-by-case based on parcel and scope.

What loan program fits Sierra Madre best?

For Sierra Madre, our highest-volume program is historic-district fix-and-flip and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.

Key Facts

  • Restore Craftsman and Victorian homes downtown
  • Fund canyon-cottage rehabs in Sierra Madre Canyon
  • Up to 90% LTC plus 100% of rehab costs
  • DSCR rentals in a charming, walkable village
  • Construction loans for foothill view lots
  • Direct-lender closings in as fast as 5-7 days

Frequently Asked Questions

Do you finance historic homes in Sierra Madre?

Yes. Craftsman and Victorian restorations are a core project type here, and we factor quality period work into the after-repair value.

Can you lend on Sierra Madre Canyon properties?

We can. The canyon's small character homes on narrow lanes are within our scope, underwritten on the property and finished plan.

Why is Sierra Madre so tightly held?

Its historic charm, walkable downtown, and strong preservation ethos keep owners in place, so inventory is limited and demand high.

How fast can you close here?

Typically 5 to 10 business days, and as fast as 5-7 with a clean file, since we lend directly.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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