Solana Beach is a premier coastal community in San Diego County, with high-end single-family inventory, strong short-term rental demand, and consistent buyer interest from luxury investors statewide.
Fidelity Funding provides hard money loans, private money, and bridge financing for Solana Beach borrowers across fix and flip, rental, and small commercial scenarios.
Solana Beach is defined by oceanfront scarcity; the median property in Solana Beach prices near $1.63M, and motivated sellers expect a same-week close.
Most Solana Beach files we fund pair a 70-75% LTV bridge against the as-is to acquire, with a rehab line for design-grade finishes targeted to the local luxury buyer. Local pocket coverage includes Cedros Design District, Eden Gardens, Lomas Santa Fe, Highlands and adjacent Solana Beach submarkets.
Estimated local median: $1.63M · Typical loan range: $1.06M – $2.04M · Top program: luxury fix-and-flip and short-term rental DSCR
Most Solana Beach private money loans we fund range from $1.06M to $2.04M, sized against an estimated local median around $1.63M. Loans outside that range are case-by-case based on parcel and scope.
For Solana Beach, our highest-volume program is luxury fix-and-flip and short-term rental DSCR. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Solana Beach hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Solana Beach.
Yes. DSCR loans are well-suited to Solana Beach's rental market.
Yes. Our DSCR program qualifies Solana Beach short-term rentals using platform income data.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT