Temple City is a family-oriented San Gabriel Valley city known as the Home of Camellias, with a low-key downtown along Las Tunas Drive, top-rated schools, and a housing base of postwar single-family homes on comfortable lots. Neighborhoods around Live Oak Park and the Camellia area hold the everyday ranch and traditional homes investors update, and the city's central SGV location keeps it a competitive, tight-inventory market. Strong schools and a quiet suburban feel sustain steady buyer and rental demand.
Fidelity Funding funds Temple City investors directly, underwriting on the asset so you can move quickly in a fast SGV submarket. A California lender since 2006, we close in 5 to 10 business days at rates from 9.99%, with up to 90% of cost plus 100% of rehab. Temple City's roomy postwar lots make it a natural ADU market, and our rehab and construction programs are built to fund both the main-home update and the added unit that boosts your rental income.
Temple City is a steady California submarket where owner-user comp sets are clean, appraisals turn quickly, and $808K-band fix-and-flip inventory absorbs reliably.
Investor exits in Temple City skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $808K median for downside protection. Local pocket coverage includes Downtown Temple City, Las Tunas, Live Oak Park, Camellia and adjacent Temple City submarkets.
Estimated local median: $808K · Typical loan range: $525K – $1.01M · Top program: fix-and-flip and DSCR rental
Most Temple City private money loans we fund range from $525K to $1.01M, sized against an estimated local median around $808K. Loans outside that range are case-by-case based on parcel and scope.
For Temple City, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. Its postwar homes sit on roomy lots well suited to detached ADUs, and school-driven SGV demand makes them strong income producers.
Top-rated schools, a quiet suburban feel, and a central SGV location keep buyer demand steady and inventory tight.
Cosmetic and moderate updates of postwar ranch and traditional homes near Downtown Temple City and Camellia.
Typically 5 to 10 business days, and as fast as 5-7 with a clean file, since we lend directly.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT