Westlake Village is an upscale, master-planned lake community straddling the LA and Ventura county line, built in the 1960s and 70s around a private lake and known for its manicured neighborhoods, corporate campuses, and resort-like feel. Westlake Island and the First Neighborhood hold waterfront and lakefront homes at the top of the market, while Three Springs and the North Ranch border blend gated luxury with newer custom estates. Excellent schools, corporate headquarters nearby, and a coveted suburban lifestyle sustain premium values across the city.
Fidelity Funding lends directly to Westlake Village investors, underwriting on the asset with high loan limits suited to this premium market. A California lender since 2006, we close in 5 to 10 business days at rates from 9.99%, funding renovation, construction, bridge, and cash-out needs with loans up to $50M. For a lakefront remodel on Westlake Island or a view-home update in Three Springs, our fast, in-house decisions keep luxury projects moving where conventional lenders stall.
Westlake Village draws move-up buyers from across California, and luxury fix-and-flip projects here regularly trade above the $1.32M median once renovated.
Typical Westlake Village deals pair acquisition bridge capital with a rehab tranche sized to the local finish standard, exiting to a move-up family buyer drawn by school-district demand. Local pocket coverage includes Three Springs, First Neighborhood, North Ranch border, Westlake Island and adjacent Westlake Village submarkets.
Estimated local median: $1.32M · Typical loan range: $856K – $1.65M · Top program: high-balance fix-and-flip and bridge
Most Westlake Village private money loans we fund range from $856K to $1.65M, sized against an estimated local median around $1.32M. Loans outside that range are case-by-case based on parcel and scope.
For Westlake Village, our highest-volume program is high-balance fix-and-flip and bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. With loans up to $50M we serve Westlake Village's premium and waterfront price tier, including high-end renovations.
Renovating dated 1970s-era luxury and waterfront homes into updated product, which commands premium buyers in this master-planned community.
Often yes. The city's generous lots can accommodate additional units, which our rehab and construction loans support.
Typically 5 to 10 business days despite larger loan sizes, since our asset-based, in-house process avoids conventional delays.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT