Bakersfield is a major hub in the southern Central Valley, known for its energy and agriculture sectors. The city offers some of the most affordable real estate in California, creating exceptional cash flow opportunities for investors.
Fidelity Funding provides Bakersfield investors with the rapid private capital needed to succeed. Whether you're executing the BRRRR strategy or flipping single-family homes, our hard money solutions are built to maximize your returns.
Standard suburban product in Bakersfield accounts for the bulk of our local volume — the median is around $361K and fix-and-flip deals here close on schedule.
Typical Bakersfield deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Seven Oaks, Stockdale, Oleander, Westchester, Oildale, Greenacres and adjacent Bakersfield submarkets.
Estimated local median: $361K · Typical loan range: $235K – $451K · Top program: fix-and-flip and DSCR rental
Most Bakersfield private money loans we fund range from $235K to $451K, sized against an estimated local median around $361K. Loans outside that range are case-by-case based on parcel and scope.
For Bakersfield, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes, we fund projects throughout the greater Bakersfield area.
Yes, the affordability makes it possible to achieve strong cash flow metrics.
Yes, we provide bridge loans for retail and industrial assets in the region.
We typically issue a term sheet within 24 hours of receiving the property details.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT