Kern County, anchored by Bakersfield, is a powerhouse of agriculture and energy production. Its lower cost of living compared to coastal California makes it a magnet for growth and an attractive market for yield-focused real estate investors seeking lower barrier-to-entry acquisitions.
Fidelity Funding provides dynamic capital solutions throughout Kern County. We empower local investors to execute profitable cosmetic flips, stabilize value-add multifamily complexes, and secure bridge financing for the region's expanding industrial and agricultural support infrastructure.
Financing in Kern County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $380K · Illustrative financing range: $228K – $532K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $228K to $532K range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
Yes, Bakersfield is a major hub for our Kern County lending operations, particularly for fix-and-flips and rental portfolios.
We do lend on properties with well and septic systems, provided they are functional and typical for the specific submarket.
Highly viable. The lower acquisition costs make it one of the best markets in California for the BRRRR strategy.
We primarily lend on residential investment and commercial properties; raw agricultural land is typically evaluated on a strict case-by-case basis.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT