Maricopa is one of California's smallest incorporated cities, a tiny oil-country town in southwestern Kern County at the junction of Highways 33 and 166, near the historic Lakeview Gusher site that once produced one of the largest oil eruptions in history. Petroleum extraction and the surrounding oil fields dominate the economy, and the town's remote location gives it a frontier, wide-open character. Downtown Maricopa holds a modest core, the Reward area and South Maricopa add scattered residential, and the Highway 33 corridor connects the town toward Taft and the San Joaquin Valley. Housing is minimal and value-priced, tied closely to energy-sector employment.
Fidelity Funding is a direct, asset-based lender, so a Maricopa investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are rehabbing an older home, holding a DSCR rental for oil-field workers, or bridging a rural-edge parcel, our capital fits this small, energy-driven market.
For a property in Maricopa, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Maricopa, Reward, South Maricopa, Highway 33 corridor and adjacent Maricopa submarkets.
Illustrative property value: $228K · Illustrative financing range: $148K – $285K · Programs to discuss: DSCR rental and small commercial
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $148K to $285K range below is an illustration, not funded-loan history or an offer.
Options to discuss include DSCR rental and small commercial, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We lend on flips, small multifamily, DSCR rentals, and small commercial across Downtown Maricopa, Reward, South Maricopa, and the Highway 33 corridor, underwriting on the asset.
Yes. We lend from $50K and up, so value-priced Maricopa properties can qualify when the collateral and exit support the loan.
Yes. We finance rural-edge properties where zoning and access support a clear residential or small-commercial exit, focusing on the collateral.
As fast as five to seven business days once title and valuation clear. As a direct lender, we control the timeline rather than waiting on a bank.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT