Delano is the second-largest city in Kern County, a table-grape and farming hub with deep roots in the United Farm Workers movement led here by Cesar Chavez. Agriculture drives the economy through vineyards, citrus, and packing operations, while state correctional facilities add another significant employment base. Downtown Delano and the High Street corridor form the older commercial and residential core, South Delano holds established neighborhoods, and the Glenwood corridor adds newer tract housing. Positioned on Highway 99 between Bakersfield and the Tulare County line, Delano offers value-tier prices that keep both fixers and workforce rentals in play.
Fidelity Funding is a direct, asset-based lender, so a Delano investor deals with decision-makers rather than a distant committee. We underwrite the collateral and the exit instead of pages of pay stubs, and we regularly close in five to ten business days. Whether you are flipping an older Downtown Delano home, holding a DSCR rental for ag and correctional workers, or bridging a small commercial building on High Street, our capital moves at valley speed.
Delano anchors a productive agricultural corner of California where DSCR rental yields and small-commercial bridge dominate investor activity.
Investor exits in Delano typically involve a DSCR refi or small commercial stabilization play. Local pocket coverage includes Downtown Delano, South Delano, High Street corridor, Glenwood corridor and adjacent Delano submarkets.
Estimated local median: $228K · Typical loan range: $148K – $285K · Top program: DSCR rental and small commercial
Most Delano private money loans we fund range from $148K to $285K, sized against an estimated local median around $228K. Loans outside that range are case-by-case based on parcel and scope.
For Delano, our highest-volume program is DSCR rental and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We lend on flips, small multifamily, DSCR rentals, and small commercial across Downtown Delano, South Delano, the High Street corridor, and Glenwood, underwriting on the asset.
Yes. Steady ag and correctional employment keeps rental demand dependable, and we qualify DSCR loans on the property's cash flow rather than your personal income.
As fast as five to seven business days once title and valuation clear. As a direct lender, we control funding and match Kern County's value-tier pace.
Yes. We fund small multifamily and workforce-housing projects where the rents and exit support the loan, sizing terms to the property's cash flow.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT