Tehachapi is a High Desert market in Kern County with affordable inventory, strong rental demand, and consistent investor activity along major Southern California logistics corridors.
Fidelity Funding provides hard money loans, private money, and bridge financing for Tehachapi borrowers across fix and flip, rental, and small commercial scenarios.
Tehachapi pricing reflects a working high-desert market where investor yields out-perform coastal California on a per-dollar basis around the $247K benchmark.
Most Tehachapi loans we fund are DSCR rental holds where the entry basis around $247K supports double-digit cash-on-cash yields. Local pocket coverage includes Downtown Tehachapi, Stallion Springs, Bear Valley Springs, Golden Hills and adjacent Tehachapi submarkets.
Estimated local median: $247K · Typical loan range: $161K – $309K · Top program: DSCR rental and fix-and-flip
Most Tehachapi private money loans we fund range from $161K to $309K, sized against an estimated local median around $247K. Loans outside that range are case-by-case based on parcel and scope.
For Tehachapi, our highest-volume program is DSCR rental and fix-and-flip. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Tehachapi hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Tehachapi.
Yes. DSCR loans are well-suited to Tehachapi's rental market.
Yes. Tehachapi and the broader High Desert are core markets for our hard money lending.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT