Wasco is the Rose Capital, a Kern County farm town northwest of Bakersfield where commercial rose fields once supplied much of the nation's roses, celebrated each year at the Wasco Festival of Roses. Agriculture still drives the economy through roses, almonds, potatoes, and cotton, while a state prison and food-processing operations add employment. Downtown Wasco and the Rose Festival area form the older core along the historic Highway 99 route, the Filburn corridor carries ag-service and commercial uses, and South Wasco holds established and newer residential. Value-tier prices keep both fixers and workforce rentals attractive to investors.
Fidelity Funding is a direct, asset-based lender, so a Wasco investor deals with decision-makers rather than a distant committee. We underwrite the collateral and the plan instead of pages of pay stubs, and we regularly close in five to ten business days. Whether you are flipping an older Downtown Wasco home, holding a DSCR rental for ag and correctional workers, or bridging a commercial building on the Filburn corridor, our capital moves at valley speed.
For a property in Wasco, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Wasco, Rose Festival area, Filburn corridor, South Wasco and adjacent Wasco submarkets.
Illustrative property value: $228K · Illustrative financing range: $148K – $285K · Programs to discuss: DSCR rental and small commercial
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $148K to $285K range below is an illustration, not funded-loan history or an offer.
Options to discuss include DSCR rental and small commercial, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We lend on flips, small multifamily, DSCR rentals, and small commercial across Downtown Wasco, the Rose Festival area, the Filburn corridor, and South Wasco, underwriting on the asset.
Yes. Steady ag, food-processing, and correctional employment keeps demand dependable, and we qualify DSCR loans on the property's cash flow rather than your income.
As fast as five to seven business days once title and valuation clear. As a direct lender, we control funding and match Kern County's value-tier pace.
Yes. We cover up to 100% of rehab plus up to 90% of cost on qualifying deals, so you can close and renovate without draining reserves.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT