Barstow is a historic High Desert crossroads where Interstates 15 and 40 and the BNSF rail lines converge, giving the city a long identity as a transportation and logistics hub between Southern California and Las Vegas. Old Town Barstow along Main Street preserves Route 66 heritage and older homes, Lenwood anchors the outlet-mall and highway-commerce district, and the surrounding Hinkley and Daggett areas reflect the region's rural desert character. Fort Irwin's National Training Center to the northeast, rail employment, and the massive Barstow International Gateway rail project keep a base of workforce housing demand and travel-driven commerce alive.
Fidelity Funding is a direct private lender that has served California investors since 2006, underwriting Barstow deals on the asset and the exit rather than a slow committee. Whether you are flipping an affordable Old Town home, holding a DSCR rental for rail and military-adjacent workers, or financing highway-corridor commercial, we fund in 5 to 10 business days with rates from 9.99% and leverage up to 90% of cost plus rehab. In a logistics-driven desert market, our statewide reach and in-house speed give investors financing that fits the crossroads economy.
Barstow pricing reflects a working high-desert market where investor yields out-perform coastal California on a per-dollar basis around the $358K benchmark.
Most Barstow loans we fund are DSCR rental holds where the entry basis around $358K supports double-digit cash-on-cash yields. Local pocket coverage includes Old Town Barstow, Lenwood, Hinkley border, Daggett border and adjacent Barstow submarkets.
Estimated local median: $358K · Typical loan range: $232K – $447K · Top program: DSCR rental and fix-and-flip
Most Barstow private money loans we fund range from $232K to $447K, sized against an estimated local median around $358K. Loans outside that range are case-by-case based on parcel and scope.
For Barstow, our highest-volume program is DSCR rental and fix-and-flip. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Rail employment, I-15 and I-40 logistics, travel commerce, and nearby Fort Irwin. The Barstow International Gateway rail project is adding further workforce demand.
Yes. We offer small commercial and multifamily programs that suit the highway-commerce corridors around Lenwood and Old Town.
There is. Rail workers, logistics jobs, and military-adjacent demand sustain a steady renter base, supporting DSCR loans qualified on property income.
Up to 90% of cost plus 100% of rehab, capped at 75% of after-repair value, with terms reflecting the property and your experience.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT