FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Chino, California

Chino has evolved from its agricultural roots into a thriving suburban and industrial hub. The city is experiencing significant residential development and commercial expansion, making it a prime target for forward-looking investors.

Fidelity Funding provides the reliable private capital needed to succeed in Chino. Whether you are developing new housing in the Preserve or flipping older homes in established neighborhoods, we have the specialized loan programs to get your deal done.

Chino Market Brief

Chino fits the classic suburban California fix-and-flip profile: a $523K median, predictable comp sets, and a deep first-time-buyer pool.

Most Chino loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes The Preserve, College Park, Downtown Chino, East Chino, Chino Hills border and adjacent Chino submarkets.

Chino Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

Estimated local median: $523K · Typical loan range: $340K – $653K · Top program: fix-and-flip and DSCR rental

Chino Lender FAQs

What loan amounts are typical in Chino?

Most Chino private money loans we fund range from $340K to $653K, sized against an estimated local median around $523K. Loans outside that range are case-by-case based on parcel and scope.

What loan program fits Chino best?

For Chino, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.

Key Facts

  • Capital for ground-up construction
  • Fast funding for residential flips
  • Bridge loans for industrial/commercial
  • DSCR loans for stable cash flow
  • High LTC for value-add projects
  • Local market expertise

Frequently Asked Questions

Do you fund new construction in The Preserve?

Yes, we provide ground-up construction loans for qualified builders and developers.

Do you lend on agricultural land?

Generally, we lend on residential and commercial real estate rather than raw agricultural land, unless it is entitled for development.

Can I get a rehab loan for an older home?

Absolutely. Fix and flip loans are one of our core products in the Chino market.

Are your loans available to first-time flippers?

Yes, we can work with first-time flippers, though leverage may be slightly lower than for highly experienced investors.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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