FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Ontario, California

Ontario is an industrial powerhouse in the Inland Empire, driven by its international airport and massive logistics sector. This economic engine fuels strong demand for both commercial real estate and workforce housing.

Fidelity Funding provides Ontario investors with the specialized private capital required for this dynamic market. Whether you are acquiring an industrial warehouse or flipping residential properties for the growing workforce, we deliver fast, reliable funding.

Ontario Market Brief

Standard suburban product in Ontario accounts for the bulk of our local volume — the median is around $523K and fix-and-flip deals here close on schedule.

Typical Ontario deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Guasti, Cucamonga, Ontario Center, South Ontario, Downtown Ontario and adjacent Ontario submarkets.

Ontario Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

Estimated local median: $523K · Typical loan range: $340K – $653K · Top program: fix-and-flip and DSCR rental

Ontario Lender FAQs

What loan amounts are typical in Ontario?

Most Ontario private money loans we fund range from $340K to $653K, sized against an estimated local median around $523K. Loans outside that range are case-by-case based on parcel and scope.

What loan program fits Ontario best?

For Ontario, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.

Key Facts

  • Bridge loans for industrial/warehouse
  • Fast funding for residential flips
  • Capital for multifamily repositioning
  • DSCR loans for stable cash flow
  • High LTC for value-add projects
  • Direct lender speed and certainty

Frequently Asked Questions

Do you lend on industrial properties near the airport?

Yes, industrial and warehouse bridge loans are a major focus for us in the Ontario market.

Do you fund residential flips here?

Yes, the demand for workforce housing makes Ontario a strong market for residential fix-and-flips.

Can I use an LLC to acquire a warehouse?

Yes, commercial loans must be closed under an entity such as an LLC or Corporation.

How fast can you close a commercial bridge loan?

Depending on the complexity, we can close commercial bridge loans in 2 to 3 weeks.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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