Brea sits at the northern edge of Orange County against the Puente Hills, a suburban city that grew from oil and citrus roots into a polished commercial and residential hub anchored by the Brea Mall and a lively, walkable Downtown Brea district. Olinda Village and the Brea Hills offer hillside and view homes, while Country Hills and the flatter neighborhoods hold postwar and newer tract homes on solid lots. Strong schools, retail-heavy employment, and easy access to the 57 make it a steady, family-oriented North OC market with reliable demand.
Fidelity Funding lends directly to Brea investors, underwriting on the asset and finished vision rather than slowing you down. A California lender since 2006, we close in 5 to 10 business days at rates from 9.99%, with up to 90% of cost plus 100% of rehab. Whether you are updating a Country Hills tract home or building on an Olinda Village view lot, our fast, in-house decisions keep your Brea projects moving in a competitive suburban market.
For a property in Brea, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Brea, Olinda Village, Brea Hills, Country Hills and adjacent Brea submarkets.
Illustrative property value: $1.04M · Illustrative financing range: $679K – $1.31M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $679K to $1.31M range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Cosmetic and moderate flips of postwar and tract homes, hillside custom rehabs in Olinda Village and Brea Hills, and ADU additions where lots allow.
Yes. Hillside and view lots are within our scope, with engineering or geological reports where the terrain calls for them.
Yes. Strong schools, retail and commercial jobs, and freeway access sustain steady rental demand, which supports DSCR financing.
Typically 5 to 10 business days, and as fast as 5-7 with a clean file, since we make decisions in-house.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT