Camarillo lies in the fertile Oxnard Plain of Ventura County, a mild-climate suburb known for the Camarillo Premium Outlets, CSU Channel Islands nearby, and a mix of Spanish-influenced neighborhoods from Mission Oaks and Camarillo Heights to the hillside Las Posas Estates and the Leisure Village retirement community. Its housing spans 1960s-80s ranch homes, newer tracts in Springville and Sterling Hills, and an Old Town core, all surrounded by working farmland that gives the area its agricultural edge. Proximity to the coast, the 101, and steady employment keep demand firm from families, retirees, and university-linked renters.
As a direct, asset-based lender, Fidelity Funding funds Camarillo investors on the deal rather than income documents. We finance flips of the area's aging ranch stock, ADU additions, small commercial near the ag economy, and DSCR rentals serving university and family demand. Lending across California since 2006 with rates from 9.99% and closings in 5 to 10 business days, we give Ventura County investors the speed to act on off-market opportunities and hold or exit on their terms.
For a property in Camarillo, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Mission Oaks, Camarillo Heights, Springville, Las Posas Estates, Sterling Hills, Village at the Park and adjacent Camarillo submarkets.
Illustrative property value: $808K · Illustrative financing range: $525K – $1.01M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $525K to $1.01M range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. Camarillo's 1960s-80s ranch stock in Mission Oaks and Camarillo Heights is prime for renovation, financed to the after-repair value.
It is. The nearby university sustains student and staff rental demand, which supports DSCR buy-and-holds in Camarillo.
We fund small commercial on an asset basis, which fits an area shaped by agriculture and steady retail activity.
Typically 5 to 10 business days, keeping you competitive on off-market Camarillo opportunities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT