Moorpark is a smaller, family-focused Ventura County city set among rolling hills and citrus and avocado groves, with a compact Downtown, the Moorpark College campus, and master-planned neighborhoods like Mountain Meadows, Peach Hill, and Moorpark Highlands. Its housing skews toward 1980s-2000s tract and executive homes on generous lots, with equestrian and rural-residential parcels along the Tierra Rejada greenbelt and older stock in Home Acres. Strong schools, low crime, and Metrolink and 118 access to the wider region keep demand firm from families seeking space and value in eastern Ventura County.
As a direct, asset-based lender, Fidelity Funding funds Moorpark investors on the deal rather than income paperwork. We finance flips of the area's tract and executive homes, ADU additions on its roomy lots, small commercial near the ag economy, and DSCR rentals serving family and college demand. Lending statewide since 2006 with rates from 9.99% and closings in 5 to 10 business days, we give Ventura County investors the speed to lock in off-market deals and the flexibility to hold or exit as planned.
Standard suburban product in Moorpark accounts for the bulk of our local volume — the median is around $808K and fix-and-flip deals here close on schedule.
Typical Moorpark deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Downtown Moorpark, Mountain Meadows, Country Club Estates, Peach Hill, Campus Park, Home Acres and adjacent Moorpark submarkets.
Estimated local median: $808K · Typical loan range: $525K – $1.01M · Top program: fix-and-flip and DSCR rental
Most Moorpark private money loans we fund range from $525K to $1.01M, sized against an estimated local median around $808K. Loans outside that range are case-by-case based on parcel and scope.
For Moorpark, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. Moorpark's 1980s-2000s homes in Mountain Meadows and Peach Hill support updated resale, financed to the after-repair value.
It is. Strong schools, safety, and Moorpark College sustain steady family and student rental demand for buy-and-holds.
We finance ADUs on Moorpark's roomy lots and lend on rural-residential parcels on an asset basis.
Typically 5 to 10 business days, keeping you competitive on off-market Moorpark deals.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT