Simi Valley sits in a broad, sunny valley at Ventura County's southeastern edge, a safe, family-oriented suburb home to the Reagan Library and ringed by open hills, with equestrian-flavored neighborhoods like Bridle Path, upscale Wood Ranch, and the older Texas Tract near downtown. Its housing is largely 1960s-80s ranch and tract homes on generous lots, with hillside and view product in Big Sky and Mountain Gate, and its location along the 118 keeps it tied to both the San Fernando Valley and the wider Los Angeles job market. Family demand and relative value versus the Valley sustain a steady buyer and rental market.
As a direct, asset-based lender, Fidelity Funding funds Simi Valley investors on the deal rather than income documents. We finance flips of the valley's aging tract stock, ADU additions on its roomy lots, and DSCR rentals serving commuter and family demand. Lending statewide since 2006 with rates from 9.99% and closings in 5 to 10 business days, we give Ventura County investors the speed to win off-market deals and the flexibility to hold or exit on their schedule.
Standard suburban product in Simi Valley accounts for the bulk of our local volume — the median is around $808K and fix-and-flip deals here close on schedule.
Typical Simi Valley deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Wood Ranch, Bridle Path, Big Sky, Texas Tract, Mountain Gate, Knolls and adjacent Simi Valley submarkets.
Estimated local median: $808K · Typical loan range: $525K – $1.01M · Top program: fix-and-flip and DSCR rental
Most Simi Valley private money loans we fund range from $525K to $1.01M, sized against an estimated local median around $808K. Loans outside that range are case-by-case based on parcel and scope.
For Simi Valley, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. The valley's 1960s-80s ranch and tract stock in areas like the Texas Tract is prime for renovation, financed to the after-repair value.
Many lots here are generous enough for detached ADUs, which we finance to the projected as-completed value.
It is. Family demand and commuter access to the San Fernando Valley sustain steady rental demand for buy-and-holds.
Typically 5 to 10 business days, keeping you competitive on off-market Simi Valley deals.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT