Oxnard is the largest city in Ventura County, offering a diverse economy rooted in agriculture, manufacturing, and coastal tourism. The real estate market provides unique opportunities ranging from beachfront luxury to workforce housing.
Fidelity Funding provides Oxnard investors with reliable private capital. Whether you are flipping a home in Riverpark or acquiring a commercial property, our loans provide the flexibility you need to succeed.
Standard suburban product in Oxnard accounts for the bulk of our local volume — the median is around $808K and fix-and-flip deals here close on schedule.
Typical Oxnard deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Mandalay Bay, Oxnard Shores, Riverpark, Silver Strand, Hollywood Beach, Channel Islands Harbor and adjacent Oxnard submarkets.
Estimated local median: $808K · Typical loan range: $525K – $1.01M · Top program: fix-and-flip and DSCR rental
Most Oxnard private money loans we fund range from $525K to $1.01M, sized against an estimated local median around $808K. Loans outside that range are case-by-case based on parcel and scope.
For Oxnard, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes, we fund projects throughout Oxnard, including the premium harbor communities.
Yes, we require loans to close in the name of an entity such as an LLC or Corporation.
Our bridge and fix-and-flip loans typically range from 12 to 24 months.
Yes, we utilize local appraisers who understand the Oxnard market to ensure accurate valuations.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT