Clovis anchors the northeast side of the Fresno metro, a fast-growing Central Valley city that leans on its Old Town Clovis district, a strong school district, and a steady march of new master-planned subdivisions like Harlan Ranch and Loma Vista toward Clovis North. Its housing runs from historic homes near the rodeo-town core to postwar tracts in Tarpey Village and expansive newer product on the northern edge, with the Woodward Park border adding upscale appeal. Affordability relative to coastal California, agricultural and healthcare employment, and a family-friendly reputation keep demand firm across both resale and rental markets.
As a direct, asset-based lender, Fidelity Funding funds Clovis investors on the deal rather than income documents. We finance flips across the city's varied stock, ADU additions on its generous lots, small commercial near the ag economy, and DSCR rentals serving the growing family renter base. Lending across California since 2006 with rates from 9.99% and closings in 5 to 10 business days, we give Central Valley investors the speed to act on off-market deals and the flexibility to hold or exit on their terms.
For a property in Clovis, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Old Town Clovis, Harlan Ranch, Loma Vista, Clovis North, Tarpey Village, Buchanan area and adjacent Clovis submarkets.
Illustrative property value: $380K · Illustrative financing range: $247K – $475K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $247K to $475K range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. Steady growth, strong schools, and Fresno-metro employment sustain deep family rental demand, supporting buy-and-hold coverage.
We do. Older homes near Old Town Clovis and in Tarpey Village are prime for renovation, financed to the after-repair value.
Yes. Given the region's agricultural economy, we fund small commercial acquisitions on an asset basis.
Typically 5 to 10 business days, keeping you competitive on off-market Clovis deals.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT