Clovis anchors the northeast side of the Fresno metro, a fast-growing Central Valley city that leans on its Old Town Clovis district, a strong school district, and a steady march of new master-planned subdivisions like Harlan Ranch and Loma Vista toward Clovis North. Its housing runs from historic homes near the rodeo-town core to postwar tracts in Tarpey Village and expansive newer product on the northern edge, with the Woodward Park border adding upscale appeal. Affordability relative to coastal California, agricultural and healthcare employment, and a family-friendly reputation keep demand firm across both resale and rental markets.
As a direct, asset-based lender, Fidelity Funding funds Clovis investors on the deal rather than income documents. We finance flips across the city's varied stock, ADU additions on its generous lots, small commercial near the ag economy, and DSCR rentals serving the growing family renter base. Lending across California since 2006 with rates from 9.99% and closings in 5 to 10 business days, we give Central Valley investors the speed to act on off-market deals and the flexibility to hold or exit on their terms.
Clovis fits the classic suburban California fix-and-flip profile: a $380K median, predictable comp sets, and a deep first-time-buyer pool.
Most Clovis loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Old Town Clovis, Harlan Ranch, Loma Vista, Clovis North, Tarpey Village, Buchanan area and adjacent Clovis submarkets.
Estimated local median: $380K · Typical loan range: $247K – $475K · Top program: fix-and-flip and DSCR rental
Most Clovis private money loans we fund range from $247K to $475K, sized against an estimated local median around $380K. Loans outside that range are case-by-case based on parcel and scope.
For Clovis, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. Steady growth, strong schools, and Fresno-metro employment sustain deep family rental demand, supporting buy-and-hold coverage.
We do. Older homes near Old Town Clovis and in Tarpey Village are prime for renovation, financed to the after-repair value.
Yes. Given the region's agricultural economy, we fund small commercial acquisitions on an asset basis.
Typically 5 to 10 business days, keeping you competitive on off-market Clovis deals.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT