Huron is a small farming city on the far Westside of Fresno County, surrounded by some of the most intensively irrigated cropland in the country and long known as a hub for the seasonal agricultural labor that harvests the surrounding fields of lettuce, tomatoes, and other row crops. Its compact Downtown Huron and the South and West Huron neighborhoods along the Lassen corridor hold very affordable, modest housing, and the local economy is almost entirely agricultural, with peak demand tied to the growing and harvest seasons. This makes Huron a distinctly ag-first market where investor opportunity revolves around farmland, low-cost residential, and small commercial serving the farm-labor community rather than metro-style development.
Fidelity Funding lends directly across the Central Valley, and because our loans are asset-based we size deals on the property and the plan rather than a borrower's income history. That flexibility fits Huron, where financing needs span irrigated farmland, affordable homes, and downtown commercial. We close in as little as five to seven business days, fund up to 90% of purchase plus rehab, and structure ag-land and DSCR loans for a Westside market that conventional lenders routinely overlook, including properties near the Lassen corridor and the South Huron core.
Huron anchors a productive agricultural corner of California where DSCR rental yields and small-commercial bridge dominate investor activity.
Investor exits in Huron typically involve a DSCR refi or small commercial stabilization play. Local pocket coverage includes Downtown Huron, Lassen corridor, South Huron, West Huron and adjacent Huron submarkets.
Estimated local median: $240K · Typical loan range: $156K – $300K · Top program: DSCR rental and small commercial
Most Huron private money loans we fund range from $156K to $300K, sized against an estimated local median around $240K. Loans outside that range are case-by-case based on parcel and scope.
For Huron, our highest-volume program is DSCR rental and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We fund agricultural land, low-basis single-family flips and rentals, and small commercial downtown, underwriting the asset and plan rather than income history.
Yes. The intensively irrigated row-crop parcels around Huron fit our asset-based approach, and we structure ag-land loans conventional lenders often decline.
As fast as five to seven business days once title and appraisal clear, since as a direct lender we make our own decisions.
Rental demand tracks the agricultural calendar, peaking with the growing and harvest seasons, and our asset-based DSCR loans qualify on the property rather than personal income.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT