Coalinga sits on the far west side of Fresno County near Interstate 5 and the Pleasant Valley, a town whose history is rooted in oil and ranching and whose economy today blends petroleum, agriculture, and the institutions of Pleasant Valley State Prison and West Hills College. Its affordable, largely postwar housing stock in the older core and along the Westside and South Coalinga neighborhoods offers investors entry prices well below the coastal and metro markets. The stable employment from the prison, the college, and the surrounding oil-and-ag operations sustains reliable rental demand, and the town's position along the I-5 corridor keeps it connected to Central Valley commerce.
Fidelity Funding lends directly across the Central Valley, and because our loans are asset-based we size deals on the property and the plan rather than a borrower's W-2 history. That fits Coalinga, where budget-minded flippers and buy-and-hold landlords compete for affordable inventory. We close in as little as five to seven business days, fund up to 90% of purchase plus rehab, and offer DSCR and small commercial options for the dependable demand that the prison, West Hills College, and the oil-and-ag workforce generate around Pleasant Valley and the older downtown core.
For a property in Coalinga, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Coalinga, Pleasant Valley, Westside, South Coalinga and adjacent Coalinga submarkets.
Illustrative property value: $240K · Illustrative financing range: $156K – $300K · Programs to discuss: DSCR rental and small commercial
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $156K to $300K range below is an illustration, not funded-loan history or an offer.
Options to discuss include DSCR rental and small commercial, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We fund single-family flips, DSCR rentals, and small commercial buildings across the older core, the Westside, and South Coalinga, underwriting the asset and plan.
Pleasant Valley State Prison, West Hills College, and the surrounding oil-and-agriculture operations provide stable employment that supports dependable rental demand.
As fast as five to seven business days once title and appraisal clear, since as a direct lender we make our own underwriting decisions.
They can. Low purchase prices and steady institutional demand help rentals cash-flow, and our DSCR loans qualify on the property rather than personal income.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT