Firebaugh is a small farming city on the San Joaquin River in western Fresno County, deep in the Westside agricultural belt near the Mendota border and the Highway 33 corridor. Its economy is almost entirely tied to irrigated row crops, processing tomatoes, almonds, and the seasonal farm-labor workforce that works the surrounding fields. The modest, affordable housing stock in Downtown Firebaugh and the South Firebaugh neighborhoods offers investors some of the lowest entry prices in the Central Valley, and demand from farmworker and agricultural-industry households supports a steady rental base. This is an ag-first market where financing needs revolve around farmland, small commercial, and affordable residential rather than high-end development.
Fidelity Funding lends directly across the Central Valley, and because our loans are asset-based we size deals on the property and the plan rather than a borrower's income history. That flexibility fits Firebaugh, where financing spans farmland, affordable homes, and small commercial along the Highway 33 corridor. We close in as little as five to seven business days, fund up to 90% of purchase plus rehab, and structure ag-land and DSCR loans for a Westside market that conventional lenders often overlook, including properties near the Mendota border and the South Firebaugh core.
For a property in Firebaugh, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Firebaugh, South Firebaugh, Highway 33 corridor, Mendota border and adjacent Firebaugh submarkets.
Illustrative property value: $240K · Illustrative financing range: $156K – $300K · Programs to discuss: DSCR rental and small commercial
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $156K to $300K range below is an illustration, not funded-loan history or an offer.
Options to discuss include DSCR rental and small commercial, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We fund agricultural land, affordable single-family flips and rentals, and small commercial along Highway 33, underwriting the asset and plan rather than income history.
Yes. Irrigated row-crop and orchard parcels fit our asset-based approach, and we structure ag-land loans that conventional lenders often decline or slow-walk.
As fast as five to seven business days once title and appraisal clear, since as a direct lender we make our own decisions.
They can. Very low purchase prices and steady farm-industry household demand help rentals cash-flow, and our DSCR loans qualify on the property, not personal income.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT