Colton is a centrally located Inland Empire city where the I-10 and I-215 intersect near the storied Colton Crossing rail junction, giving it a long history as a transportation and industrial hub between San Bernardino and Riverside. Downtown Colton holds older homes and a revitalizing core, the Reche Canyon area offers semi-rural hillside living, and South Colton and Rancho Mediterrania mix postwar tracts with newer development. Affordability relative to the coast, plus proximity to Loma Linda's medical campus, Cal State San Bernardino, and the region's logistics jobs, keeps a broad renter base and steady value-add opportunity in play.
Fidelity Funding is a direct private money lender that has funded California investors since 2006, underwriting Colton deals on the asset and the plan rather than a slow committee. Whether you are flipping an older Downtown home, repositioning a small multifamily building, or holding a DSCR rental for the medical and logistics workforce, we fund in 5 to 10 business days with rates from 9.99% and leverage up to 90% of cost plus rehab. In an affordable, centrally located IE market, our in-house speed helps investors move before deals get bid away.
For a property in Colton, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Colton, Reche Canyon, South Colton, Rancho Mediterrania and adjacent Colton submarkets.
Illustrative property value: $523K · Illustrative financing range: $340K – $653K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $340K to $653K range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Nearby Loma Linda medical campus, Cal State San Bernardino, and the region's logistics jobs sustain a broad renter base that supports DSCR loans.
Yes. Two-to-four-unit repositioning is a core use of our loans here, and larger buildings fit our multifamily program.
We can. Reche Canyon's semi-rural hillside parcels fit our appetite, with structure tuned to access and scope of work.
Typically 5 to 10 business days, and as fast as 5-7 when title and appraisal cooperate, since we lend directly and decide in-house.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT