Cypress is a quiet, well-planned West Orange County suburb that grew out of former dairy land into orderly tract neighborhoods like Sorrento and Country Village, with a strong school reputation that keeps family buyers competing for updated single-family homes. Cypress College and the racetrack-turned-mixed-use area anchor the local economy, while West Cypress and East Cypress hold the 1960s and 70s ranch and two-story homes that reward thoughtful cosmetic upgrades. Central location off the 22 and 405 puts residents within reach of both Long Beach and Anaheim job centers, sustaining steady demand even when listings are scarce.
Fidelity Funding is a direct private money lender that has worked with California investors since 2006, underwriting on the asset and the numbers instead of a slow approval chain. Whether you are flipping a dated home in Country Village or holding a DSCR rental near Cypress College, we fund in 5 to 10 business days with rates from 9.99% and up to 90% of cost plus rehab. Our in-house decisions let Cypress investors move fast in a low-inventory suburb where good deals do not sit.
Cypress fits the classic suburban California fix-and-flip profile: a $1.04M median, predictable comp sets, and a deep first-time-buyer pool.
Most Cypress loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Sorrento, Country Village, West Cypress, East Cypress and adjacent Cypress submarkets.
Estimated local median: $1.04M · Typical loan range: $679K – $1.31M · Top program: fix-and-flip and DSCR rental
Most Cypress private money loans we fund range from $679K to $1.31M, sized against an estimated local median around $1.04M. Loans outside that range are case-by-case based on parcel and scope.
For Cypress, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Primarily 1960s-70s single-family tract homes and small multifamily, plus ADU additions. These are the turnkey-oriented flips that sell fast in this family-focused suburb.
Yes, it is an established, owner-occupied city with limited turnover, so investors who can close quickly have a real edge on the listings that do appear.
We do. DSCR loans qualified on the property's rental income work well for buy-and-hold investors serving student and staff demand near the campus.
Up to 90% of the purchase price plus 100% of rehab, capped at 75% of the after-repair value. Final terms depend on the deal and your experience.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT