Fairfield is the seat of Solano County, a suburban city midway between San Francisco and Sacramento on Interstate 80, anchored by Travis Air Force Base and the Jelly Belly candy factory that draws visitors from across the region. The base, agriculture, and distribution give Fairfield a solid job base, and its central location makes it a practical commuter hub for both Bay Area and capital-region workers. Downtown Fairfield holds the older civic and residential core, Cordelia sits at the western edge near the I-80/I-680 junction with newer homes, Paradise Valley offers a golf-community setting in the eastern hills, and Rancho Solano adds upscale residential. A range of eras and price points keeps the market active.
Fidelity Funding is a direct, asset-based lender, so a Fairfield investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are flipping an older Downtown Fairfield home, holding a DSCR rental for base and commuter tenants, or repositioning a Cordelia property, our capital keeps pace with this central Solano market.
For a property in Fairfield, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Fairfield, Cordelia, Paradise Valley, Rancho Solano and adjacent Fairfield submarkets.
Illustrative property value: $546K · Illustrative financing range: $355K – $683K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $355K to $683K range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We lend on flips, multifamily, DSCR rentals, bridge, and small commercial across Downtown Fairfield, Cordelia, Paradise Valley, and Rancho Solano, underwriting on the asset.
Travis Air Force Base and dual-metro commuting keep rental demand steady, and we qualify DSCR loans on the property's cash flow rather than your income.
As fast as five to seven business days once title and valuation clear. As a direct lender, we control funding rather than waiting on a bank.
Up to 90% of cost, 100% of rehab, and up to 75% of ARV on qualifying deals, with rates from 9.99% and terms sized to your exit.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT