Fairfield is the seat of Solano County, a suburban city midway between San Francisco and Sacramento on Interstate 80, anchored by Travis Air Force Base and the Jelly Belly candy factory that draws visitors from across the region. The base, agriculture, and distribution give Fairfield a solid job base, and its central location makes it a practical commuter hub for both Bay Area and capital-region workers. Downtown Fairfield holds the older civic and residential core, Cordelia sits at the western edge near the I-80/I-680 junction with newer homes, Paradise Valley offers a golf-community setting in the eastern hills, and Rancho Solano adds upscale residential. A range of eras and price points keeps the market active.
Fidelity Funding is a direct, asset-based lender, so a Fairfield investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are flipping an older Downtown Fairfield home, holding a DSCR rental for base and commuter tenants, or repositioning a Cordelia property, our capital keeps pace with this central Solano market.
Fairfield fits the classic suburban California fix-and-flip profile: a $546K median, predictable comp sets, and a deep first-time-buyer pool.
Most Fairfield loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Downtown Fairfield, Cordelia, Paradise Valley, Rancho Solano and adjacent Fairfield submarkets.
Estimated local median: $546K · Typical loan range: $355K – $683K · Top program: fix-and-flip and DSCR rental
Most Fairfield private money loans we fund range from $355K to $683K, sized against an estimated local median around $546K. Loans outside that range are case-by-case based on parcel and scope.
For Fairfield, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We lend on flips, multifamily, DSCR rentals, bridge, and small commercial across Downtown Fairfield, Cordelia, Paradise Valley, and Rancho Solano, underwriting on the asset.
Travis Air Force Base and dual-metro commuting keep rental demand steady, and we qualify DSCR loans on the property's cash flow rather than your income.
As fast as five to seven business days once title and valuation clear. As a direct lender, we control funding rather than waiting on a bank.
Up to 90% of cost, 100% of rehab, and up to 75% of ARV on qualifying deals, with rates from 9.99% and terms sized to your exit.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT