Vallejo is the largest city in Solano County, a diverse waterfront town on San Pablo Bay with a rich naval history centered on the former Mare Island shipyard, now under redevelopment. Once briefly California's state capital, Vallejo offers some of the most attainable prices in the greater Bay Area, drawing commuters via the ferry to San Francisco and Interstate 80 to the East Bay. Downtown Vallejo holds a stock of historic Victorian and early-century homes, Glen Cove offers waterfront-adjacent hillside residential, Hiddenbrooke is a gated golf-community enclave in the northern hills, and Mare Island mixes historic officers' housing with redevelopment. Value and diversity of stock define the market.
Fidelity Funding is a direct, asset-based lender, so a Vallejo investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are flipping a Downtown Victorian, holding a DSCR rental for ferry commuters, or bridging a Mare Island redevelopment property, our capital moves fast in this improving Bay Area value market.
For a property in Vallejo, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Vallejo, Glen Cove, Hiddenbrooke, Mare Island and adjacent Vallejo submarkets.
Illustrative property value: $518K · Illustrative financing range: $336K – $647K · Programs to discuss: value-add multifamily bridge
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $336K to $647K range below is an illustration, not funded-loan history or an offer.
Options to discuss include value-add multifamily bridge, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We lend on flips, multifamily, DSCR rentals, bridge, and small commercial across Downtown Vallejo, Glen Cove, Hiddenbrooke, and Mare Island, underwriting on the asset.
Yes. We finance the Victorian and early-century homes downtown, covering rehab so you can restore period stock to marketable condition.
Ferry and I-80 access keeps commuter rental demand steady, and we qualify DSCR loans on the property's cash flow rather than your personal income.
As fast as five to seven business days once title and valuation clear. As a direct lender, we control funding rather than waiting on a bank.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT