Vallejo is the largest city in Solano County, a diverse waterfront town on San Pablo Bay with a rich naval history centered on the former Mare Island shipyard, now under redevelopment. Once briefly California's state capital, Vallejo offers some of the most attainable prices in the greater Bay Area, drawing commuters via the ferry to San Francisco and Interstate 80 to the East Bay. Downtown Vallejo holds a stock of historic Victorian and early-century homes, Glen Cove offers waterfront-adjacent hillside residential, Hiddenbrooke is a gated golf-community enclave in the northern hills, and Mare Island mixes historic officers' housing with redevelopment. Value and diversity of stock define the market.
Fidelity Funding is a direct, asset-based lender, so a Vallejo investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are flipping a Downtown Victorian, holding a DSCR rental for ferry commuters, or bridging a Mare Island redevelopment property, our capital moves fast in this improving Bay Area value market.
Vallejo is a dense California submarket where rent control, zoning analysis, and tenant relocations factor into every multifamily underwriting file.
Investor exits in Vallejo typically run 18 to 36 months from acquisition through stabilization to permanent refi or sale. Local pocket coverage includes Downtown Vallejo, Glen Cove, Hiddenbrooke, Mare Island and adjacent Vallejo submarkets.
Estimated local median: $518K · Typical loan range: $336K – $647K · Top program: value-add multifamily bridge
Most Vallejo private money loans we fund range from $336K to $647K, sized against an estimated local median around $518K. Loans outside that range are case-by-case based on parcel and scope.
For Vallejo, our highest-volume program is value-add multifamily bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We lend on flips, multifamily, DSCR rentals, bridge, and small commercial across Downtown Vallejo, Glen Cove, Hiddenbrooke, and Mare Island, underwriting on the asset.
Yes. We finance the Victorian and early-century homes downtown, covering rehab so you can restore period stock to marketable condition.
Ferry and I-80 access keeps commuter rental demand steady, and we qualify DSCR loans on the property's cash flow rather than your personal income.
As fast as five to seven business days once title and valuation clear. As a direct lender, we control funding rather than waiting on a bank.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT