Fountain Valley earned its "a nice place to live" reputation as a master-planned Orange County suburb built largely in the 1960s and 70s around the sprawling Mile Square Regional Park, which still anchors the community. The Bushard and Magnolia corridors carry the retail and medical activity, including the major hospital campus that keeps a professional workforce nearby, while the Fountain Valley Industrial area supports light manufacturing and small commercial tenants. Homes here are predominantly single-story and two-story tracts on generous lots, and the city's proximity to the 405 and the coast keeps buyer competition healthy.
Fidelity Funding is a direct private lender serving California investors since 2006, and we base our underwriting on the property and the plan rather than a lengthy committee process. From a Mile Square-area flip to a DSCR rental near the hospital corridor, we fund in 5 to 10 business days at rates from 9.99% with leverage up to 90% of cost plus full rehab. That speed and certainty lets Fountain Valley investors win in a suburb where quality homes attract multiple offers.
Fountain Valley is a steady California submarket where owner-user comp sets are clean, appraisals turn quickly, and $1.04M-band fix-and-flip inventory absorbs reliably.
Investor exits in Fountain Valley skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $1.04M median for downside protection. Local pocket coverage includes Mile Square, Fountain Valley Industrial, Bushard corridor, Magnolia corridor and adjacent Fountain Valley submarkets.
Estimated local median: $1.04M · Typical loan range: $679K – $1.31M · Top program: fix-and-flip and DSCR rental
Most Fountain Valley private money loans we fund range from $679K to $1.31M, sized against an estimated local median around $1.04M. Loans outside that range are case-by-case based on parcel and scope.
For Fountain Valley, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Many tracts sit on larger-than-typical lots, which supports square-footage additions and detached ADUs that add meaningful resale value or rental income.
Yes. We offer small commercial and multifamily programs that fit the Fountain Valley Industrial area, alongside our residential fix-and-flip and DSCR loans.
The hospital and medical corridor sustains steady demand from healthcare professionals, which supports DSCR loans underwritten on the property's income.
Usually 5 to 10 business days, and as fast as 5-7 when documents cooperate, since we make all decisions in-house as a direct lender.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT