Kingsburg is a charming agricultural city in southern Fresno County along Highway 99 and the Kings River, famous for its Swedish Village heritage theme, Dala-horse motifs, and the water-tower coffeepot that anchors its tidy Downtown Kingsburg. Surrounded by vineyards, tree fruit, and the packing houses of the San Joaquin Valley, the town blends a strong agricultural base with a walkable, tourist-friendly core and the riverside appeal of the Riverbend area. Neighborhoods in South Kingsburg mix older homes with newer subdivisions, and entry prices below the Fresno metro draw both families and investors. Agricultural jobs, the Highway 99 corridor, and a community identity built on its Swedish theme sustain steady owner-occupant and rental demand.
Fidelity Funding lends directly across the Central Valley, and because our loans are asset-based we size deals on the property and the plan rather than a borrower's income history. That fits Kingsburg, where flippers update vintage homes near downtown while landlords hold affordable rentals for the ag-and-commuter workforce. We close in as little as five to seven business days, fund up to 90% of purchase plus rehab, and offer DSCR and small commercial options for the demand that the surrounding farms, packing operations, and the walkable Swedish Village generate around Downtown Kingsburg and Riverbend.
For a property in Kingsburg, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Kingsburg, Swedish Village, South Kingsburg, Riverbend and adjacent Kingsburg submarkets.
Illustrative property value: $240K · Illustrative financing range: $156K – $300K · Programs to discuss: DSCR rental and small commercial
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $156K to $300K range below is an illustration, not funded-loan history or an offer.
Options to discuss include DSCR rental and small commercial, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We fund single-family flips, DSCR rentals, agricultural land, and small commercial in the Swedish Village core, underwriting the asset and plan.
It supports a walkable, tourist-friendly downtown that strengthens small-commercial and resale demand, adding depth to an otherwise agriculture-driven market.
As fast as five to seven business days once title and appraisal clear, since as a direct lender we make our own decisions.
They can. Affordable pricing and steady ag-and-commuter demand support cash flow, and our DSCR loans qualify on the property rather than personal income.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT