Kingsburg is a charming agricultural city in southern Fresno County along Highway 99 and the Kings River, famous for its Swedish Village heritage theme, Dala-horse motifs, and the water-tower coffeepot that anchors its tidy Downtown Kingsburg. Surrounded by vineyards, tree fruit, and the packing houses of the San Joaquin Valley, the town blends a strong agricultural base with a walkable, tourist-friendly core and the riverside appeal of the Riverbend area. Neighborhoods in South Kingsburg mix older homes with newer subdivisions, and entry prices below the Fresno metro draw both families and investors. Agricultural jobs, the Highway 99 corridor, and a community identity built on its Swedish theme sustain steady owner-occupant and rental demand.
Fidelity Funding lends directly across the Central Valley, and because our loans are asset-based we size deals on the property and the plan rather than a borrower's income history. That fits Kingsburg, where flippers update vintage homes near downtown while landlords hold affordable rentals for the ag-and-commuter workforce. We close in as little as five to seven business days, fund up to 90% of purchase plus rehab, and offer DSCR and small commercial options for the demand that the surrounding farms, packing operations, and the walkable Swedish Village generate around Downtown Kingsburg and Riverbend.
Agricultural overlay zoning, well and septic review, and parcel-line analysis are standard on Kingsburg files; typical project values run around $240K.
We size Kingsburg loans around realistic well/septic review timelines, parcel-line confirmation, and agricultural overlay zoning. Local pocket coverage includes Downtown Kingsburg, Swedish Village, South Kingsburg, Riverbend and adjacent Kingsburg submarkets.
Estimated local median: $240K · Typical loan range: $156K – $300K · Top program: DSCR rental and small commercial
Most Kingsburg private money loans we fund range from $156K to $300K, sized against an estimated local median around $240K. Loans outside that range are case-by-case based on parcel and scope.
For Kingsburg, our highest-volume program is DSCR rental and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We fund single-family flips, DSCR rentals, agricultural land, and small commercial in the Swedish Village core, underwriting the asset and plan.
It supports a walkable, tourist-friendly downtown that strengthens small-commercial and resale demand, adding depth to an otherwise agriculture-driven market.
As fast as five to seven business days once title and appraisal clear, since as a direct lender we make our own decisions.
They can. Affordable pricing and steady ag-and-commuter demand support cash flow, and our DSCR loans qualify on the property rather than personal income.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT