Parlier is a small agricultural city in the fertile heart of Fresno County southeast of Fresno, surrounded by table-grape vineyards, tree fruit, and the row crops of the San Joaquin Valley, and home to a University of California agricultural research station that reflects the area's deep farming roots. Its compact Downtown Parlier and the North and South Parlier neighborhoods along the Tulare Avenue corridor hold affordable, modest housing, and the local economy runs on viticulture, packing operations, and the seasonal farm-labor workforce. This makes Parlier an agriculture-first market where investor opportunity centers on vineyard land, low-cost residential, and small commercial, with entry prices well below the Fresno metro core.
Fidelity Funding lends directly across the Central Valley, and because our loans are asset-based we size deals on the property and the plan rather than a borrower's income history. That flexibility fits Parlier, where financing needs span vineyard parcels, affordable homes, and Tulare Avenue commercial. We close in as little as five to seven business days, fund up to 90% of purchase plus rehab, and structure ag-land and DSCR loans for a market conventional lenders often overlook, including properties in South Parlier and along the Tulare Avenue corridor.
Agricultural overlay zoning, well and septic review, and parcel-line analysis are standard on Parlier files; typical project values run around $240K.
We size Parlier loans around realistic well/septic review timelines, parcel-line confirmation, and agricultural overlay zoning. Local pocket coverage includes Downtown Parlier, South Parlier, Tulare Avenue corridor, North Parlier and adjacent Parlier submarkets.
Estimated local median: $240K · Typical loan range: $156K – $300K · Top program: DSCR rental and small commercial
Most Parlier private money loans we fund range from $156K to $300K, sized against an estimated local median around $240K. Loans outside that range are case-by-case based on parcel and scope.
For Parlier, our highest-volume program is DSCR rental and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We fund vineyard and agricultural land, low-basis single-family flips and rentals, and small commercial along Tulare Avenue, underwriting the asset and plan.
Yes. The table-grape and tree-fruit parcels around Parlier fit our asset-based approach, and we structure ag-land loans conventional lenders often decline.
As fast as five to seven business days once title and appraisal clear, since as a direct lender we make our own decisions.
They can. Low purchase prices and steady farm-labor demand support cash flow, and our DSCR loans qualify on the property rather than personal income.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT