Rio Vista is a small city on the Sacramento River in the Delta region of Solano County, a historic river town known for its boating, fishing, the annual Bass Festival, and its role as a gateway to the California Delta's waterways. Farming, recreation, and river commerce shape the local character, and in recent years the large Trilogy at Rio Vista active-adult community has driven significant growth. Downtown Rio Vista keeps a historic riverfront Main Street, Trilogy adds a master-planned 55-plus community of newer homes, Riverview offers established residential, and Sandy Beach anchors a riverside recreation and residential area. The Delta setting and retiree growth define the market.
Fidelity Funding is a direct, asset-based lender, so a Rio Vista investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are flipping an older Downtown Rio Vista home, repositioning a Trilogy property, or holding a DSCR rental in Riverview, our capital keeps pace with this Delta river market.
Rio Vista fits the classic suburban California fix-and-flip profile: a $546K median, predictable comp sets, and a deep first-time-buyer pool.
Most Rio Vista loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Downtown Rio Vista, Trilogy, Riverview, Sandy Beach and adjacent Rio Vista submarkets.
Estimated local median: $546K · Typical loan range: $355K – $683K · Top program: fix-and-flip and DSCR rental
Most Rio Vista private money loans we fund range from $355K to $683K, sized against an estimated local median around $546K. Loans outside that range are case-by-case based on parcel and scope.
For Rio Vista, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We lend on flips, multifamily, DSCR rentals, bridge, and small commercial across Downtown Rio Vista, Trilogy, Riverview, and Sandy Beach, underwriting on the asset.
Yes. We finance homes in Trilogy and other newer Rio Vista communities where value and exit are clear, underwriting the collateral on its merits.
Yes. We lend on riverside residential where zoning, access, and value support a clear exit, focusing on the collateral and plan.
As fast as five to seven business days once title and valuation clear. As a direct lender, we control funding rather than waiting on a bank.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT